Accounts - Share Draft (Checking) Account

Earn dividends on your checking account with our Share Draft account. Like the Share Savings account, the GEFCU Share Draft account returns interest to members in the form of dividends.

  • No monthly service charge if balance remains at $500 or above.
  • No per-check charge (except for draft returns or transfers due to insufficient funds).
  • Pays dividends with a minimum daily balance of $500.
  • Dividends are calculated daily and paid monthly on the daily balance.
  • Free Home Banking - Access your account 24 hours a day through our secure online banking website.
  • Overdraft protection - Transfers can be made from your Share Savings account to cover insufficient funds.
  • GEFCU Visa Debit TM Card - Access cash from almost any ATM worldwide; no fees for GEFCU Visa Debit TM Card usage at GEFCU locations.
  • Free Checks - New accounts receive first box of checks FREE!*
  • Visit any GEFCU location to learn more or open an account.
  • Click here for account rates, fees, and conditions.

*Note: the Free Checks offer is limited to Blue Safety, Gold Safety, and Liberty Image check styles.
Other styles can certainly be ordered at a nominal charge.

Home Equity Loans
As Low as 3.15% A.P.R.

Auto Loans
As Low as 1.99% A.P.R.

Member Services

Useful Information

You may receive a call from one of our Visa Fraud Specialists, if you do and need to reach them, please call 1-800-411-8498.

To report a lost or stolen Visa Debit Card please call 1-800-682-6075.

Read about the latest SCAMS here

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

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