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In addition to low rates on loans, high returns on accounts, and value-added member benefits, GEFCU offers personalized service and the following extras you may not find at a bank:
  • Free Notary Services
  • American Express Traveler's Checks
  • Money Orders
  • Wire Services
  • Night Depository
  • New and Used Vehicle Price Information
  • Payroll Savings

Click on the links below for more information.

Debit Cards
The GEFCU Debit Card is a debit card with the Visa
® logo on it that can be used as an ATM card, a debit card, and as a credit card anywhere Visa® is accepted. Members with a GEFCU checking account, good credit, and a good history with GEFCU are eligible to receive a card. Click here to download a Debit Card application form.

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DATA STAR Audio Response System
DATA STAR is automated telephone banking that offers members convenient access to their accounts. DATA STAR is a 24-hour phone banking service that allows you to check your balance, hear transaction records, transfer money within an account, find out what checks have cleared your account, and more! Call DATA STAR at (512) 339-9264.

Direct Deposit and Automatic Withdrawal

GEFCU enables you to take advantage of these convenient services that save you time and paperwork. If your employer offers direct deposit, your income will be transferred directly from them into the GEFCU account(s) of your choice. Automatic Withdrawal allows you to set up automatic bill payments to be directly deducted from your GEFCU checking account.

GEFCU now offers Online Bill Pay.
With state-of-the-art technology, you can take advantage of completely secure, round-the-clock bill payment capabilities all from the comfort of your computer, or any computer that has Internet access. Any member having a GEFCU checking account can enroll. For more information or a demonstration of ONLINE BILL PAY, click here.

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Click on the links below for more information on direct deposit and automatic withdrawal.

What information will I need to set up a direct deposit or automatic withdrawal?
When signing up for direct deposit or consenting to automatic withdrawal, you are asked to provide your account number and the financial institution's routing/ABA number, which is 314977214. It is very important that these numbers are correct, for any errors cause the deposit or withdrawal to be rejected.

What account number do I use? Is it the one I use at the credit union or the number on the bottom of my checks?
The account number used in all electronic transactions must be ten digits. To make up the ten digits the account number will begin with zeroes, followed by your account number (as used at the credit union), and end with 50. All ten digits must be there in order to process the transaction. You may verify your account number by asking any teller at any GEFCU location, using the information on the Direct Deposit/Automatic Withdrawal card given to you by a teller, or using the information on the bottom of your checking account checks.

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Do I use the same information for a checking account and a savings account transaction?
Yes, the account number and routing/ABA number are the same for savings and checking accounts.

Can I have direct deposits and automatic withdrawals made to/from my savings and checking accounts?
While direct deposits can be made to either a checking or a savings, automatic withdrawals can only be made from a checking account.

Who do I contact to set up a direct deposit or an automatic withdrawal?
If you wish to set up direct deposit for your payroll checks, you need to contact your employer. Your employer will tell you whether or not they offer direct deposit and what information they require. If you wish to set up a direct deposit or an automatic withdrawal with a company other than your employer, you need to contact that company. The company will tell you what they require to get this set up. GEFCU does have direct deposit forms for the United States Postal Service and the Federal Government.

How would a company go about setting up direct deposit for their employees if they do not already do so?
Contact GEFCU for this information at (512) 339-9812 or email us at
mail@gefcu-austin.org

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